Funding for those who care.
Specialized lending for medical, dental and childcare practices — from buy-ins to build-outs and the latest imaging equipment.
Now serving
4 Healthcare solutions
Healthcare in Long Beach spans dental, medical, behavioral health, urgent care, surgery centers, imaging, durable medical equipment suppliers, and senior care. The local provider ecosystem is anchored by Long Beach Memorial, MemorialCare Medical Group, the VA Long Beach Healthcare System, and a deep bench of independent practices. Each segment has a different best-fit lender pool and a different underwriting playbook.
Practice acquisitions — buying into a partnership, acquiring a retiring provider's practice, or rolling up multiple locations — are usually the highest-stakes financing decision a provider makes. SBA 7(a) financing can fund up to 90% of acquisition value with the practice cash flow as primary collateral. Specialty practice-lending banks (a handful of national players) compete aggressively with SBA on rate and speed for the strongest profiles and offer streamlined structures for dental, medical, and veterinary segments.
Beyond acquisitions, Long Beach healthcare providers finance equipment (CBCT scanners, CT/MRI, surgical platforms, dental chairs), real estate (purchasing the building you currently lease, often the highest-NPV move a mature practice can make), and working capital (smoothing payer reimbursement gaps). We match the financing product to the provider stage, payer mix, and operating model — the wrong product choice usually costs 100-200 basis points and adds weeks to closing.
Browse the programs we structure most often for healthcare operators. Every option starts with a soft credit pull.
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$50K – $7M
Program 01
Clinics & physician groups
Acquisition, partner buy-in, expansion and working capital tailored to the rhythms of insurance reimbursements.
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Rates from 7.25%
Program 02
Equipment, expansion & acquisition
Finance chairs, CBCT imaging, build-outs or a full practice purchase with structures designed for dental DSOs and solo practices.
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Up to $5M
Program 03
Childcare facility financing
SBA 7(a) and 504 loans for licensed childcare operators — real estate, renovation, equipment and working capital in one package.
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48-hour approvals
Program 04
Therapy, optometry, veterinary
Capital for the wider care economy — from veterinary expansion to physical therapy clinics and behavioral health groups.
Specialized programs across every sector we serve.
Get matched with the right healthcare program in minutes. Soft credit pull, no obligation.
