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Industry-specific financing

Manufacturing Financing

Capital that scales the line.

Heavy equipment, working capital and receivables financing for manufacturers, fabricators and producers across California.

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4 Manufacturing solutions

Manufacturing financing for Long Beach businesses

Long Beach manufacturing is concentrated in Wilmington, Carson, Signal Hill, and the broader South Bay light-industrial corridor. The mix runs from aerospace and metal fabrication to food and beverage co-packing, plastics, and specialty chemicals. Many operators are second- or third-generation family businesses serving regional supply chains, with capital needs that are very different from the venture-backed manufacturing startups that dominate national press coverage.

Equipment financing handles the production gear — CNC, presses, packaging lines, automation — with the equipment as primary collateral. SBA 504 financing handles the building purchase when a manufacturer is ready to stop leasing the yard. SBA 7(a) handles acquisitions of competing operators and family-business buyouts where the next generation is taking over. Working capital lines smooth the gap between raw-material purchases and end-customer collection cycles.

Manufacturing acquisitions and succession-planning deals are particularly active in Long Beach right now as founders from the 1980s and 1990s exit. SBA 7(a) is usually the right financing structure — up to $5M, long amortization on equipment and goodwill, and SBA's flexibility around seller carry-back notes. We route to SBA Preferred Lenders with manufacturing-specific underwriting experience rather than generalist SBA shops that struggle with industrial deals.

Financing built for manufacturing

Browse the programs we structure most often for manufacturing operators. Every option starts with a soft credit pull.

Manufacturing

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Up to $10M

Program 01

Manufacturing Equipment Financing

CNC, robotics & production lines

Finance individual machines or entire production cells with structures that align to ROI timelines — including soft costs.

  • New & used equipment
  • Soft costs included
  • Step payment options
Manufacturing

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Funded same week

Program 02

Working Capital Loans

Bridge purchase orders & payroll

Cover raw material spikes, fund large purchase orders or bridge customer payment terms without giving up equity.

  • Lines up to $5M
  • Same-day draws
  • Revolving structures
Manufacturing

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24-hour funding

Program 03

Invoice Factoring

Turn AR into cash today

Sell your invoices for immediate liquidity — non-recourse and recourse options with transparent fee structures.

  • Advance rates up to 95%
  • Non-recourse available
  • No long-term contracts
Manufacturing

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Lines $250K – $20M

Program 04

Accounts Receivable Financing

Lines secured by your AR

A revolving facility that grows with your receivables — cheaper than factoring when volume is consistent.

  • Up to 90% AR advance
  • Maintain customer relationships
  • Reporting-friendly

Ready to fund your next move?

Get matched with the right manufacturing program in minutes. Soft credit pull, no obligation.